|
All
rates are effective September 1, 2006 through September 31, 2006.
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Shares
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| Share Type |
Minimum
Deposit
|
Rate
|
APYE
|
|
| Shares (savings) |
$50.00
|
1.00%
|
1.02%
|
|
| Money Market |
$2,000.00
|
2.00%
|
2.02%
|
|
| IRA Shares |
$50.00
|
1.00%
|
1.02%
|
|
|
Dividends
on share and IRA share savings accounts accrue monthly and paid
quarterly. Dividends paid on money market accounts are paid monthly.
Dividends may vary due to income and expenses of the credit union
and are subject to change without notification.
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Certificates
|
|||||
| Certificates |
Minimum
Deposit
|
Rate
|
APYE
|
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|
16
Month
|
$1,000.00
|
3.50%
|
3.55%
|
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| 12 Month |
$1,000.00
|
3.90%
|
3.96%
|
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| 24 Month |
$1,000.00
|
4.25%
|
4.32%
|
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| 36 Month |
$1,000.00
|
4.35%
|
4.42%
|
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| 12 Month IRA |
$500.00
|
3.90%
|
3.96%
|
||
| 24 Month IRA |
$500.00
|
4.25%
|
4.32%
|
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| 36 Month IRA |
$500.00
|
4.35%
|
4.42%
|
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| **Jumbo Certificates over $10,000 receive a bonus of an additional .55%. | |||||
| There is a ninety (90) day interest penalty on redeeming any certificate before maturity. IRA savings and certificates may be subject to penalty and taxation. | |||||
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Loans
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|
Rate
|
Term
|
||||||
| New Vehicle/Motorcycle/Boat |
5.30%
|
24 Months
|
|||||
|
5.50%
|
36 Months
|
||||||
|
5.75%
|
48 Months
|
||||||
|
5.95%
|
60 Months
|
||||||
|
(over
$30,000)
|
6.95%
|
72 Months
|
|||||
|
(over
$40,000 boats only)
|
7.45%
|
84 Months
|
|||||
| Used 2004 - 2005 |
6.10%
|
36 Months
|
|||||
|
6.35%
|
48 Months
|
||||||
|
6.60%
|
60 Months
|
||||||
| Used 2001 - 2002 - 2003 |
6.85%
|
36 Months
|
|||||
|
7.10%
|
48 Months
|
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| Used 1998 - 1999 - 2000 |
7.60%
|
36 Months
|
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| Classic 1997 and older |
8.60%
|
36 Months
|
|||||
| Share Secured Loan |
5.00%
|
48 months
|
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| Personal Loan |
13.00%
|
36 Months
|
|||||
|
14.00%
|
48 Months
|
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| Home Equity Line of Credit |
Prime
+1
|
10 Year
|
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|
*Variable
rate - adjusted semiannually |
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| VISA |
12.00%
|
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| *No Annual Fee. 25 day grace period on purchases. | |||||||
|
**Rates
are subject to change without notice.
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